Although it is advisable to have a contribution when we negotiate his loan for a rental investment, it is obviously possible that the bank will grant us the loan for that it will be necessary to build his investment project in a certain way .
First, the contribution reassures the banks because it corresponds to your ability to finance your project. We will therefore have to reassure them otherwise. Although lenders are able to offer loans without down payments as part of an investment in a rental project, they are increasingly hesitant. This is why we must bet on his file (for this see our article: The mortgage). We will also have to play on a second very important negotiating lever, especially in this case, this is what we call the rest to live. This will prove to the banks at first that the loan will not ruin you later and that it will not prevent you from living decently and that you will be able to repay it without difficulty because you have the means and because your project will walk!
In order to facilitate negotiation, it is also advisable to buy a rented property since this will prove that the property will self-finance the loan because there will be income as soon as the loan is obtained and the signature.
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